We curate the most comprehensive list of bank and mobile money USSD codes that are available in Africa. Here you’ll find USSD codes, their appropriate descriptions, as well as tips, news and insights about how USSD is used in Africa for transactions & financial inclusion products.

If you are tired of always searching for or cramming USSD codes, then this platform was built for you. With this directory, you can find any USSD code used in Africa in minutes.

Likewise, if you will like to stay informed on USSD in Africa and how it affects you, then our blog will a valuable resource. New articles weekly.


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Never dial a USSD Code Again. Let Stax do it for you

Do you have more than one financial account (traditional and digital bank, mobile money etc.)? We created Stax to help manage them all in one place. It is secure, convenient, and works offline.

Stax helps you get more out of your everyday bank accounts, services, and utilities by making them easier to manage from one simple app - no more remembering all the different USSD codes and no more switching from bank app to fintech app, from biller to biller.

How does Stax work?

We dial USSD codes in the background for you, so you don't have to. Stax is USSD Redefined. For all transactions and across every service we cover, we have automated the USSD flow so you can spend and receive money faster, easier and with less stress.


What is USSD?

USSD stands for Unstructured Supplementary Service Data. It is a technology that allows people access banking services using quick codes irrespective of their phones, or internet connection. It is available to people with and without smartphones, people with and without internet connection. The USSD technology is used by the GSM network provider to communicate with the service provider’s platform.

What are the Benefits of USSD?

It is considered secure because data is neither stored on the mobile phone or the application. It is also considered cost-effective, user friendly and faster in concluding transactions. Best of all, it does not require internet and it is handset agnostic. This means you can use USSD on any phone at all.

How can I Use USSD?

Dial the quick code on your phone and follow the instructions.

I can’t remember my USSD code, help!

There are so many USSD codes in existence, you need your brain for more important things than USSD codes, so we have automated the process for you using Stax. Stax remembers all the USSD codes, so you wouldn’t have to. You can send money, buy airtime and do most things using Stax. Try Stax.

Can I make money listing a USSD Code here?

No. Stax is not a bank. Stax is not a wallet. Stax moves money to help you do things faster, easier, and with more transparency than your bank or mobile money system. We don't hold anyone's money.

I can’t find the USSD Code I am Looking for

Oooops! That’s an opportunity right there! If you find it somewhere else, add it to our listing.